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Read Fine Prints of Freedom Travel Insurance
July 7, 2009 | Leave a Comment
The Freedom Travel Insurance as the name suggests is only meant for business trips. It is a corporate level coverage plan that is mindful of your rights. It is noteworthy to mention that there are certain terms and conditions that are sometimes violative of the constitutional or statutory rights of the individual. These are usually found in the FINE PRINTS of any contract which most people do not care to read or study.
The fine prints are the most crucial part of any contract like a contract of insurance in particular. If you notice, there are portions in the policy that are written at the last page or at the farthest bottom of the last page. They seem so innocent but if you do not scrutinize them carefully you will be at a loss.
Granting, just for the sake of argument, Freedom Travel Insurance, for instance, will give you some reasons why you should pick it. These are the terms and conditions being summarized as follows:
Worldwide Coverage – It seems as simple as that. That is the thought of a layman that you are covered anywhere you go in any part of the globe.
Previous medical history disregarded – They will tell you that this is not a life insurance but only a travel plan. Okay fine! There is no medical check up needed as long as you pay the premium in full or in whatever term you agreed upon.
180-day trip duration – After that period, if anything happens to you, the insurer is no longer liable due to a lapsed policy. You must take note that your trip should not exceed beyond one hundred eighty days. You are already out of scope when you go beyond 180 days.
At the bottom of these conditions are found wordings like these: We do not cover countries involved in any war zone, unless otherwise agreed in the stipulation subject to the terms and conditions of the policy. Strictly for business trips only. These are the FINE PRINTS partly. If you do anything that contravenes the tenor of the contract then you are history to Freedom Travel Insurance.
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